Conventional Loans

FLEXIBLE FINANCING THAT WON'T BREAK THE BANK

Buying a home is a big dream, and a conventional home loan can make it happen without emptying your piggy bank! It's like having a powerful friend who lends you money and trusts you to pay it back. Here's what makes this loan special:

  • As Little as 3% Down for First-Time Homebuyers: If you've never bought a house before, you might only need to save up 3% of the home's price to get started. 
  • 620 Minimum Credit Score: Think of your credit score like a grade on a test. You need at least a 620 to pass, but the higher it is, the better the loan might be.
  • Multiple Mortgage Insurance Options: This is like a safety net for the bank, but there are different choices, so you can pick what works best for you.
  • 1 Year Tax Returns Allowed: If you've been working for yourself for more than 5 years, you might only need to show your money reports for one year. That can make things easier!
  • Conforming and High Balance Options: Whether your house is a regular price or a bit more expensive, there are choices to help you get the right loan.
  • Fixed and ARMs Terms Available: You can pick how you pay back the money. It could stay the same every month (fixed) or change sometimes (ARMs).
  • Purchase, Rate/Term Refinance, and Cash Out Refinance: Whether you're buying a home, changing your current loan, or taking some money out, this loan has you covered.

A conventional home loan isn't just a way to buy a house. It's a path to your dream home that bends and twists to fit you. With lots of choices and helpful options, it's like a handcrafted tool to help you build your future.

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*This does not represent an offer or solicitation for the sale or purchase of any specific mortgage product from Lend Mortgage Solutions. Eligibility for mortgage loans from Lend Mortgage Solutions is subject to specific requirements, which may include credit score, employment history, income level, and other relevant factors. Please note that meeting these minimum eligibility requirements does not guarantee loan approval. The terms, rates, and conditions of any mortgage loan from Lend Mortgage Solutions may vary significantly based on Lend Mortgage Solutions policies and the applicant's creditworthiness. Before entering into any loan agreement, applicants are strongly encouraged to thoroughly read and understand all associated terms and conditions. Independent financial and legal advice is recommended to fully comprehend the implications and suitability of any mortgage loan product to an individual's specific circumstances. Conditions and exclusions apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.
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50-50 Mortgage Inc. DBA: Lend Mortgage Solutions is a Licensed Real Estate Broker, California Department of Real Estate. NMLS #2289265 DRE #02172716 | Equal Housing Opportunity | For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

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