Talk to a Lender Before You Talk to a Realtor
October 30, 2026
Quick Summary
A lot of buyers fall in love with a house before they know what they qualify for. That can lead to heartbreak, or to a payment that stretches you too thin. A quick talk with a lender first helps you know your price range. It also shows sellers you are a prepared buyer.
Related reading: Pre-qualified vs pre-approved, What to save for when buying a home.
Video Transcript
If I could go back and give my first-time homebuyer self one piece of advice, it would be this: talk to a lender before you talk to a realtor.
So many buyers fall in love with a house before they know what they can actually qualify for. Then they're either heartbroken because it's out of their price range, or they buy something that stretches them way too thin.
Knowing your numbers changes everything. It makes you a confident, prepared buyer, and sellers take you seriously. That conversation is free and takes about 10 minutes. Send me a message and let's do it.
Next Steps
Feel free to reach out to our team, or connect with me directly. We help buyers all across California.
Alisha Silva, Mortgage Loan Originator, NMLS #1683313. Lend Mortgage Solutions (50-50 Mortgage Inc.), NMLS #2289265. Equal Housing Opportunity. This video is for general education only and is not a commitment to lend.
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