I'm a Central Valley girl with a graduate degree from Fresno State University in Education & a Teaching Credential...Go Bulldogs! After graduating, I came back to this community that I love living in to serve others.
Here's a glimpse into my daily life:
I am a cherished daughter of the King, loving wife to my real-life RN Hero, mom to two incredible teenagers, and last but not least, my pups: 1 sweet as honey Golden doodle, Bruno and a mischievous Australian Labradoodle, Lola. You'll often catch me with a cup of coffee in hand (I confess, it might just outnumber my water intake!). Whenever a spare minute comes around you'll find me saving photos from Instagram for things I will NEVER cook, build or buy.
For years, I've been helping people like you find their dream homes. My background in education has shaped my approach to mortgage lending. I believe in empowering you with knowledge every step of the way.

Navigating the mortgage landscape can seem daunting, but fear not! I'm here to simplify the process, making your home-buying experience enjoyable and stress-free. I'll guide you through each step, ensuring you're informed and confident throughout.
Don't wait, your dream home is within reach, and I'm here to make it happen. I'd be honored to serve you as you take that exciting first step toward homeownership with confidence. Your journey to financial freedom begins here!
Kayla Aghassi
Worked with Rya
She is incredibly knowledgeable and provided so much guidance, advice, and support throughout the entire process. Even when things became a little rocky on the seller’s side, Rya handled everything with professionalism and confidence, making a stressful situation much easier for us. ... We truly couldn’t have asked for a better lender.
Google review
chris brown
Worked with Rya
I honestly can’t say enough good things about working with Rya. She is unbelievably hardworking, determined, and went totally above and beyond for us every step of the way. You can tell she truly cares about her clients and makes what can be a stressful process feel so much easier. She was always there to help, answer questions, and fight for the best outcome for us. If you’re looking for someone who will truly go to bat for you, Rya is hands down the person you want in your corner! 10/10 stars ⭐️.
Google review
Olivia Tyhurst
Worked with Rya
Rya has been invaluable to us during our home buying adventures. She walked us through buying our first home and made us feel extremely comfortable with the process and confident in our purchase. She even continues to check in post closure to ensure that all our questions are answered and our loan needs are met. We would highly recommend her to anyone looking for a thoughtfully personalized and proficient buying experience!
Google review
Jessica Cotter
Worked with Rya
Rya is so good at her job. She made us feel more like family not another person. We reached out to her last year for a loan. Rya still reaches out to make sure all is well. Always there answering questions we may have. She loves to help in anyway she can. I do/would refer her over and over to others. Rya is the BEST!
Google review
Austin Chapman
Worked with Rya
Rya was amazing to work with! From start to finish, she was professional, knowledgeable, and incredibly responsive. ... Rya went above and beyond to find the best loan options for my situation and was always available to answer questions. ... You truly feel like a client for life!
Google review
Gloria Quiroz
Worked with Rya
Rya was absolutely wonderful to work with during my home buying journey. She took the time to explain everything in detailed but simplified terms, always kept me informed, and was incredibly responsive. I always felt I could trust her guidance. Even with other stressors during my purchase, she made the experience feel manageable and smooth. I'm so grateful to have had her by my side and wouldn't hesitate to recommend Rya to anyone!
Google review