What Our Clients Say

The beginning process of home buying is intimidating but with the assistance of Alisha we felt confident in being able to afford purchasing our own home. Alisha started by getting an idea of how much we can afford versus how much our dream home would cost. She broke down all the different lending options with different price points. Her knowledge helped us sort out the different loan options and what would be the best choice for us. Any questions we had she was always prompt to answer them. She is amazing at helping you accomplish your dreams and walking you through the process! We have worked with many other lenders but none of them came close to personalizing our loan options like Alisha. She was even able to get everything processed to close earlier than expected.

Rya made the difference in getting the home of my dreams. I was placed in a sticky situation where the homeowner I was renting from informed me she was selling her home. I had to buy a home fast. I was recommended to Rya and working with Rya was such a blessing.

Amazing as a human and at what she does. It was such a great experience having Alisha by my side especially being the first time looking for a home. She made the process easy to understand, she always gave me estimates on how my mortgage would look like and what would be my closing costs. She made me feel like I was her only client.

Anytime I texted Rya she would respond quickly and always had open communication. Ultimately, Rya goes above and beyond every expectation and we will definitely use Rya again.

Alisha is God's gift on earth. She is extremely knowledgeable, experienced, responsive, fast, and does her absolute best to get you the best deal possible. In our case, she leveraged her network, pulled strings, and made some personal sacrifices to lock us into a rate significantly under what others were quoting us.She made my wife and I feel like her only clients with VIP treatment even though she has a bunch of other clients all clamoring for her attention. This is our second mortgage with her and we will only ever use her ever again. She will be the first person we recommend to our friends looking to buy their first or millionth property. She's an absolute queen. 10/10 will use again.

I can't even begin to share the amazing experience I had with Rya not only does she exceed in her profession, but she never gives up I came to her with many, many obstacles that almost led me to give up, but Rya found every which way to help me obtain the financial stability that helped my small business grow.

Alisha went way beyond what could be expected. Her friendly and professional approach far exceeded my expectations. She is truly an asset to your company and a super star in her profession.

The best refinance I have ever had! Alisha is amazing and will above and beyond for her clients. She was very professional, fast and trustworthy.

I am a Realtor that worked with Rya and a family purchasing their first home. The amount of care and time she put into the family to ensure they were taken care of was awesome to witness. She not only made my job easier but she made that family's life easier as well.

Alisha is the best in the field. All the way and making sure you understand everything detail. She is very helpful and easy going. Very professional and her team is the best. Highly recommend her!

I am a Realtor who worked with Rya in a transaction recently. Let me first off say, Thank you, Rya for the amazing communication and seamless transaction! Rya truly went above and beyond getting this deal closed in 21 days! She was super responsive throughout the whole process which is a HUGE key factor to me in working with a lender.

Alisha has great attention to detail and is very easy to communicate with. Wouldn't use anyone else. We are repeat clients.

I had the pleasure of working with Rya on a deal. Rya is so sweet and patient with anyone she works with. She communicated everything and anything and always kept me in the loop. She answered all the questions for our client andwalked her through the process. If you're looking to buy a home and don't know where to start, Rya is your girl!

Alisha is amazing and is not kidding when she says she has connections and will MAKE IT HAPPEN! She's truly so good at what she does and I cannot recommend her and her team enough!

Rya and her team were great from the beginning to the end. She had our best interest when becoming first time home owners. She made the process very informative and easy. She never hesitated to answer the million questions we had with a smile. She was quick on texting us too which is a big plus for me! Rya is very down to earth and truly cares about her clients. My husband and I highly recommend Rya! Thank you so much for everything!

Rya was amazing, we really felt like she has our best interest in mind throughout the whole process. She kept us informed every step of the way and was always available to help and answer any questions that we had.

From our very first meeting with Rya, we knew we were in great hands. As first-time homebuyers, we had a lot of questions about the process, but she took the time to explain everything clearly—all while our toddler joyfully explored her office. Over the next six months, as we searched for the right home, Rya was always there to answer our endless questions and put our minds at ease. She was so patient with us throughout the entire process, and we always felt like she had our best interests in mind. We can’t recommend her enough!

Rya Jacobsma at Lend Mortgage Solutions made my home buying process an easy, joyful experience. As a 22 year old, I was stressing myself with the idea of homeownership and Rya made the process smooth and effortlessly. I would highly recommend her to anybody looking to get their foot in the door!

We cannot recommend Rya highly enough! From the start, she went above and beyond to help us navigate the whole mortgage process with ease. She was incredibly knowledgeable, responsive, and made sure we understood every step along the way. She took the time to answer every single question we had, and made herself available day or night to make sure everything went as seamless as possible. The whole process went so much better than we ever could have imagined. If you're looking for a lender who truly cares about their clients and delivers top-notch service, then rest assured that you have found her!

My husband and I recently bought a home and were referred to Rya Jacovsma at Lend Mortgage Solutions. I am so happy to share the incredible experience we had working with Rya! We had so many questions as first time home buyers and not only did she answer all of our questions professionally, she was also kind, and we never felt stupid asking questions. Rya responded quickly to texts and revised estimates as needed through our process of bidding on homes and she worked well with our realtor. We highly recommend this lending company and especially working with Rya.

Rya has been an extraordinary lender. She never left me with a doubt and always made sure I understood everything. At every step of the way, she explained with diligence and gave detailed explanations. I was very impressed with her efficiency, reliability, and honest character. Rya truly deserves 5 stars.

It was sn absolute pleasure working with Rya during the entire loan process. Rya is very professional, supportive and knowledgeable on all aspects of getting a loan. She adds a personal touch, showing up with small gifts and goodies all along the way. She gave us the best advice when wanting to downsize and make sure we got a home we truly wanted.Thank you Rya, you have our total recommendation! Please consider using Rya for your mortgage needs!

Rya was great from the beginning all the way to the end. She really looked out for our best interests (literally!). She made the process so easy and I’m really glad our realtor pointed us in her direction. Most definitely will be recommending her to anyone we know who is the market.

I can’t recommend Rya and her team enough. She is hard working, and a great communicator. More importantly she cares about what she does, and the people she works with. Every client we have worked with together, has been treated with the highest level of service and care. Her passion for helping people, and educating her clients shows in every step of the process. Truly a great lender, and an outstanding individual.

Love the care and patience Rya has with her customers. She’s very helpful and down to earth. She is committed to taking care of her clients needs. She’s the best and I had such a great experience.

Rya is awesome she made the whole process smooth and stress free. She was able to give us multiple options and ways to help get into the home we wanted at a price that worked for us! If you are looking for someone who will make you feel like a top priority and not lead you astray look no farther.

I loved working with Rya as my lender. She went above and beyond. She was always there for me when I had questions day or night regardless what her schedule was. She even prepared me a memorable video of when I reached the finish line of buying my house. Thank you Rya from the bottom of my heart for being my lender.

Rya was truly a blessing in our journey to owning a home. Prior to us meeting at another open house by sheer happenstance, the journey to owning a home seemed impossible and improbable. She was a breath of fresh air upon meeting and connected us with an amazing realtor whom she personally knew. That was when things surely fell into place as if it were divine intervention. A short time later, we were home owners to an amazing place that we could only imagine in our wildest dreams! She was the one that made this possible for us and kept our head on our shoulders through the hard process. No matter the time of day, she was there giving us advice on a professional and personal level. She listened and genuinely cared about our concerns and our wellbeing. With all other brokers we encountered, we never felt so heard and cared for.

Honestly was a great experience having rya as our loan officer. she was very patient and helped with anything if we had any questions and would already have the answers to questions we we're thinking of before we asked them. She’s very well knowledgeable and just made the experience very smooth and as easy as possible. I would definitely recommend her to my friends and family.

Thank you so much Rya!! As a first time home buyer, I had NO idea what the process was! I never thought to think of closing costs, etc and Rya was an absolute joy in helping me and educating me on all of that! She was always available to provide all types of numbers for me within minutes. Rya also gave me options and helped me save as much as possible. She was so so so understanding on my financial situation and I can't thank her enough for all the help she has provided! Can't wait to work with her again in the future!

Great experience, Rya worked hard to get us to where we needed to be, was with us every step of the way! Very enjoyable experience and I am very happy to be in a home!

It was a pleasure to work with Rya - she was always available for any questions or concerns we had. Would highly recommend her

I work with Rya she the best very professional and had made all the paperwork very easy for me and explained everything to me step by step I would recommend her

Rya is very professional and always answered all of my questions!!!! Rya returned calls quickly and worked with my crazy work schedule.

Everyone was very helpful and thorough.

Rya is so good at her job. She made us feel more like family not another person. We reached out to her last year for a loan. Rya still reaches out to make sure all is well. Always there answering questions we may have. She loves to help in anyway she can. I do/would refer her over and over to others. Rya is the BEST!

She is very knowledgeable, professional, timely , personable, and attentive. I had a lot of questions and Rya was extra patient and helpful. She took the time to explain every part of the process. ... I really appreciate her authenticity, positive attitude, and 5 star service. I definitely recommend Rya Jacobsma and will be using her for future loans.

Rya is awesome! She is very attentive to her clients and truly goes above and beyond. She has always been there if I need anything. I value my relationship with her!

She is incredibly knowledgeable and provided so much guidance, advice, and support throughout the entire process. Even when things became a little rocky on the seller’s side, Rya handled everything with professionalism and confidence, making a stressful situation much easier for us. ... We truly couldn’t have asked for a better lender.

Rya has been invaluable to us during our home buying adventures. She walked us through buying our first home and made us feel extremely comfortable with the process and confident in our purchase. She even continues to check in post closure to ensure that all our questions are answered and our loan needs are met. We would highly recommend her to anyone looking for a thoughtfully personalized and proficient buying experience!

I honestly can’t say enough good things about working with Rya. She is unbelievably hardworking, determined, and went totally above and beyond for us every step of the way. You can tell she truly cares about her clients and makes what can be a stressful process feel so much easier. She was always there to help, answer questions, and fight for the best outcome for us. If you’re looking for someone who will truly go to bat for you, Rya is hands down the person you want in your corner! 10/10 stars ⭐️.

Rya is an experienced and well-rounded lender who truly takes the time to understand your needs and works at a pace that's comfortable for you. I've had the pleasure of working with her team on numerous transactions, and they have built a process that makes buying or refinancing a home feel seamless and stress-free. Their communication, professionalism, and commitment to client service consistently stand out, and it's easy to see why so many clients have such positive experiences working with them. I highly recommend Rya and her team to anyone looking to purchase a home or refinance their current mortgage. You’ll be in great hands from start to finish! 🏡⭐

We are so thankful we chose to work with Rya during our home buying process. ... From the very beginning, she gave us confidence, worked incredibly hard for us, and made the entire process feel smooth and stress free. ... Rya is not only amazing at what she does, but she’s genuinely an amazing person.

Rya was amazing to work with! From start to finish, she was professional, knowledgeable, and incredibly responsive. ... Rya went above and beyond to find the best loan options for my situation and was always available to answer questions. ... You truly feel like a client for life!

She was professional, knowledgeable, and always available to answer any questions I had, no matter how small. She made the entire process smooth and stress-free, guiding me every step of the way with patience and care. ... I highly recommend her to anyone looking for a trustworthy and reliable loan officer.

If there were a way to give more than five stars, we absolutely would. Our experience with Rya was nothing short of exceptional from start to finish. ... Buying a home can be overwhelming, but she made the entire mortgage process feel smooth, clear, and even enjoyable. ... Thank you Rya!

Rya was absolutely wonderful to work with during my home buying journey. She took the time to explain everything in detailed but simplified terms, always kept me informed, and was incredibly responsive. I always felt I could trust her guidance. Even with other stressors during my purchase, she made the experience feel manageable and smooth. I'm so grateful to have had her by my side and wouldn't hesitate to recommend Rya to anyone!

We absolutely loved working with Rya at Lend. ... Even while she was on vacation, she checked in to make sure everything was moving smoothly and that we didn’t feel lost in the process. ... Of all three of our home purchases this was the largest and yet the least stressful experience thanks to Rya.

Working with Rya was 1 of a kind! She made the whole process of buying a home so easy. She is knowledgeable, kind, and patient. She went above and beyond to be available basically 24/7. She took the time to explain every detail of the process, she fought for the best rates and helped us achieve our goal! We couldn’t recommend a better option for a lender! We left with a new home and a new friend!

Working with Rya made our home buying experience a dream! From pre-approval to closing day, Rya supported us through our first home purchase! She is extremely knowledgeable and we felt at ease! I cannot recommend her enough!

As first-time buyers, we had so many questions, but Rya made everything easy to understand. She was patient, transparent, and always quick to respond. We really appreciated how she took the time to walk us through every step and made us feel confident along the way. She worked hard to get us a great rate and made what could have been a stressful process feel smooth and manageable. We’d recommend her to anyone buying a home!

My fiancé and I were truly blessed to have Rya as our mortgage broker when buying our first home. ... She was there for every late night question, she was there for us to run the numbers when we needed, and shared our excitement when it came time to sign when we found the perfect home for us. ... This is all thanks to Rya.

It was truly such an amazing experience working with Rya. It is so hard to find someone who has the honesty and integrity that she has. Rya goes above and beyond for her clients. She was always so patient and answered all of our questions. Rya goes the extra mile for her clients and puts her heart in her work.

Made the home buying process quick, easy and stress free. Thank you Rya!

We met Rya Jacobsma at an open house. ... She is calm and clear and really gave us confidence that we understood the finances of buying a house. We have been in our home a year now and Rya is still a trusted advisor who is willing to answer questions regarding property taxes and mortgage rates. We are so grateful we found her!

If I could give Kevin a million stars I would. I can’t say enough wonderful words about him. From start to finish he was so knowledgeable, responsive, patient and genuinely supportive through the entire process. He made buying a home feel easy. While we purchased our home 09/2025, Kevin still keeps in touch with us about lower mortgage rates & when he thinks would be a good time to refinance and get a better rate. My fiancé and I are so grateful for Kevin and would recommend him to anyone looking for a mortgage loan officer! Thank you Kevin for helping us with our first home 🩵

I highly recommend Kevin Chavez for anyone looking for a knowledgeable, responsive, and dependable mortgage broker. ... His swiftness in calculating my max pre-approval allowed me to swoop in and purchase a property before other buyers ever had a chance to place an offer. This saved me from having to participate in a bidding war, and ultimately saved me a significant amount of money!

It was an absolute pleasure working with Mr. Chavez, who was the lender for one of my recent buyers. From start to finish, his communication, professionalism, and genuine care made the entire home purchase experience smooth, successful, and enjoyable for both our clients and myself.
As a seasoned broker, it’s not often I come across lenders who truly go above and beyond to ensure their clients get the very best deal possible. I’m grateful for his partnership and will gladly be referring more of my buyers to Mr. Chavez in the future.