What Is Earnest Money?
October 29, 2026
Quick Summary
Your offer got accepted. Now what? Next comes earnest money, a good faith deposit that shows the seller you're serious.
Here's the good news. That money doesn't go into the seller's pocket. It's held by the escrow company, and at closing it usually counts toward your down payment or closing costs. If you have questions before you send it, I'm happy to walk you through it.
Want more detail? Read the full article.
Video Transcript
You found the house. Your offer got accepted. 🎉
Now you send a good faith deposit. It's called earnest money.
It goes to the escrow company, not the seller's pocket.
At closing, it counts toward your down payment or closing costs.
That deposit helped get you here. 🔑
Questions before you send it? I'm happy to walk you through it.
Next Steps
Take a look at our down payment assistance, reach out to our team, or connect with me directly. We help buyers all across California.
Alisha Silva, Mortgage Loan Originator, NMLS #1683313. Lend Mortgage Solutions (50-50 Mortgage Inc.), NMLS #2289265. Equal Housing Opportunity. This video is for general education only and is not a commitment to lend.
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