What to Expect on Closing Day
October 30, 2026
Quick Summary
You get your Closing Disclosure at least three business days before closing, with your final numbers. On closing day you sign a lot of pages, but most you have already seen. You will need a cashier's check or wire for your funds, never a personal check. Then the loan funds, the title transfers, and you get your keys.
Related reading: What is earnest money?, California property taxes.
Video Transcript
Closing day is coming, and if you've never done this before, it can feel like a lot. Here's what to expect.
At least three business days before closing, you'll get your Closing Disclosure. That's your final numbers: loan terms, monthly payment, and closing costs. We'll review it together before you sit down at the table.
On closing day you'll sign a lot of documents, often 100 pages or more. But most of it you've already seen. No surprises.
You'll need a cashier's check or wire transfer for your down payment and closing costs. Have it ready ahead of time, and never use a personal check.
Then the lender funds the loan, the title transfers, and you're a homeowner with your keys. Questions about your closing? Call, text, or message me anytime.
Next Steps
Feel free to reach out to our team, or connect with me directly. We help buyers all across California.
Alisha Silva, Mortgage Loan Originator, NMLS #1683313. Lend Mortgage Solutions (50-50 Mortgage Inc.), NMLS #2289265. Equal Housing Opportunity. This video is for general education only and is not a commitment to lend.
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