How Much Are California Property Taxes?
October 29, 2026
Quick Summary
Nobody told me this before I bought my first home. Your California property tax is based on your purchase price, and it may be more than you expect.
Most people pay it monthly through an escrow account. If you skip escrow, it comes as a bill twice a year, and that can be a shock. The good news is that Prop 13 caps how much your assessed value can go up each year. Want to talk through your real numbers? Reach out.
Want more detail? Read the full article.
Video Transcript
Nobody told me this before I bought my first home:
Your property tax is roughly 1–1.25% of your purchase price per year.
On a $400k home, that's $4,000–$5,000 a year.
Most people have it collected monthly through their escrow account.
But if you waive escrow, it comes as a twice-yearly bill.
And it can shock you.
Prop 13 bonus: your assessed value is capped at a 2% increase per year.
One of the hidden benefits of buying in CA.
Next Steps
Take a look at our conventional loans, reach out to our team, or connect with me directly. We help buyers all across California.
Alisha Silva, Mortgage Loan Originator, NMLS #1683313. Lend Mortgage Solutions (50-50 Mortgage Inc.), NMLS #2289265. Equal Housing Opportunity. This video is for general education only and is not a commitment to lend.
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