There's No Perfect Time to Buy a Home
October 30, 2026

Quick Summary
There is no perfect time to buy, and waiting can have a cost. When rates fall, more buyers may push prices up. Many people who bought when others said wait have built equity since. The best time may be when you are financially ready.
Related reading: Time in the market beats timing the market, Why home prices aren't actually flat.
Video Transcript
Unpopular opinion: there's no perfect time to buy a home, and waiting for it may cost you more than you think.
Lower rates can mean more buyers in the market, and that may push prices up. Many people who bought in 2023, when everyone said don't buy, have built equity since.
The best time to buy may be when you're financially ready, not when the market feels comfortable. Want to know if you're ready? It's a quick conversation. Send me a message.
Next Steps
Feel free to reach out to our team, or connect with me directly. We help buyers all across California.
Alisha Silva, Mortgage Loan Originator, NMLS #1683313. Lend Mortgage Solutions (50-50 Mortgage Inc.), NMLS #2289265. Equal Housing Opportunity. This video is for general education only and is not a commitment to lend.
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